What is a payment gateway?
A payment gateway is the service that takes card details on the payment page, sends them securely for authorisation and returns the result to your website or app. In Kazakhstan a payment gateway usually comes with a bank’s internet acquiring service, such as Halyk ePay.
Why it matters
The gateway decides which payment methods you can offer, how a payment is confirmed and how money reaches your account. The bank’s payment page or widget keeps card data off your servers, which narrows your security obligations. The bank charges its fee under your contract, so compare terms before you build.
1Gateway vs acquirerThe gateway collects and passes on the payment; the acquiring bank and card networks move the money between banks.
2Kaspi next to cardsOn a website, Kaspi payments are usually offered as an invoice, a link or a QR code, while cards go through a bank’s acquiring.
3Receipt after paymentWho issues the online cash register receipt for a website payment depends on the setup; check it with your accountant.
ExampleAn online tea shop in Almaty takes cards, Apple Pay and Google Pay through the Halyk ePay payment page, so card details never pass through its own server. Some customers pay through Kaspi by invoice or QR code. Card payments are matched to their orders in the accounting system automatically.
On this topic
What we do
Halyk ePayCard payments on your site, a payment widget, refunds and payment links, plus prices and stock on Halyk Market.from 270 000 ₸Online store developmentCatalogue, payments, Kaspi and 1C, delivery.from 800 000 ₸Online store developmentCatalogue, payments, orders with Kaspi and 1C.from 800 000 ₸Online payments and receiptsWhen you need an online cash register, what an OFD does, e-receipts, and which contacts a seller shows on the website.
Related terms
WebhookAn automatic message one system sends to another the moment something happens.Online cash registerA cash register that issues receipts and sends payment data to the tax authorities via a fiscal data operator.APIA defined way for one piece of software to request data or actions from another.ShopifyA hosted e-commerce platform from Canada for building and running an online shop without your own servers.
Need to put this in place?
Describe the task, we will name the scope, price and timeline. The price is fixed in the contract.
Your selectionHalyk ePayfrom 270 000 ₸
The team gets your request; we reply during business hours.Price fixed in the contract before you pay.No calls unless you ask.